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</style><header class="site-h"><div class="w"><a class="brand" href="/en">Fortunova<small>Capital Group</small></a><div class="nav"><a href="/en/investment">Investment</a><a href="/en/rent">Rentals</a><a href="/en/resale">Resale</a><a href="/en/blog">Blog</a><a href="/en#objects">Projects</a><a href="/en#faq">FAQ</a><a href="/en#about">Contact</a><span class="lang"><a href="/blog">RU</a> / <b>EN</b></span></div></div></header><main><section class="bhead"><div class="w"><div class="crumb"><a href="/en">Home</a> · Blog</div><h1>How buying property in Phuket actually works</h1><p class="lead">This is everything I normally explain to a client out loud: what the entry price really is, what a foreigner can hold in their own name, what an advertised yield turns into after tax and fees, which documents get checked before the deposit, and how a calm transaction runs from the first call to the keys. No brochure optimism and no horror stories — just how it works.</p></div></section><section class="sect"><div class="w"><h2>Start here: prices, budget, the first decision</h2><div class="sub">What it actually costs, what a foreigner can hold in their own name, and which format fits your goal</div><div class="cards2"><a class="pcard" href="/en/blog/is-buying-property-in-thailand-worth-it"><div class="d">21 September 2026</div><h2>Is buying property in Thailand worth it right now</h2><p>What is really happening in the Phuket market in 2026, who this purchase suits and who it does not, what net yield is realistic, and how a calm transaction actually looks.</p><div class="go">Read →</div></a><a class="pcard" href="/en/blog/phuket-property-prices"><div class="d">21 September 2026</div><h2>How much a Phuket apartment actually costs</h2><p>Real Phuket apartment prices in 2026: where the market starts, what a studio, a one-bed and a two-bed cost, how areas differ, and what gets added on top of the price.</p><div class="go">Read →</div></a><a class="pcard" href="/en/blog/can-foreigners-buy-property-in-thailand"><div class="d">21 September 2026</div><h2>Can a foreigner buy property in Thailand</h2><p>What a foreigner can own in Thailand in their own name and what they cannot: condo freehold inside the 49% quota, registered leasehold, villas, land. A clear walkthrough from Phuket.</p><div class="go">Read →</div></a><a class="pcard" href="/en/blog/condo-or-villa-in-phuket"><div class="d">21 September 2026</div><h2>Condo or villa: how to choose</h2><p>Condo and villa in Phuket compared honestly: ownership structure, entry price, yield, running costs, resale speed, and which goal each format actually serves.</p><div class="go">Read →</div></a><a class="pcard" href="/en/blog/off-plan-vs-completed-property-phuket"><div class="d">21 September 2026</div><h2>Off-plan or completed: which one suits you</h2><p>Off-plan versus completed property on Phuket: entry price, growth to handover, instalments, when income starts, resale liquidity, and how the real risks are closed.</p><div class="go">Read →</div></a><a class="pcard" href="/en/blog/best-areas-in-phuket-to-buy-property"><div class="d">21 September 2026</div><h2>Phuket districts: where to buy for rent, where to buy for life</h2><p>A district guide to Phuket: Bang Tao, Layan, Kamala, Nai Yang, Mai Khao, Kata, Karon, Rawai and Chalong - how they differ on rental demand, seasonality and entry price.</p><div class="go">Read →</div></a></div></div></section><section class="sect"><div class="w"><h2>Ownership and documents</h2><div class="sub">Freehold, leasehold and the checks that happen before the deposit</div><div class="cards2"><a class="pcard" href="/en/blog/freehold-vs-leasehold-phuket"><div class="d">21 September 2026</div><h2>Freehold or leasehold in Phuket</h2><p>How freehold differs from leasehold in Phuket, what it does to resale, yield and inheritance, and when a leasehold is a sensible purchase rather than an overpayment.</p><div class="go">Read →</div></a><a class="pcard" href="/en/blog/land-leasehold-registration-thailand"><div class="d">21 September 2026</div><h2>Land leasehold: why a lease may not be registered</h2><p>What changed in the registration of long land leases in Phuket, why a payment schedule is now required instead of one lump sum, and what a villa buyer should check before signing.</p><div class="go">Read →</div></a><a class="pcard" href="/en/blog/nominee-structures-in-thailand"><div class="d">21 September 2026</div><h2>Nominee structures: what they mean for a buyer</h2><p>What a nominee Thai shareholder is, why enforcement tightened in 2026, and how it affects buying a condo or a villa in Phuket. Written from the buyer's side, not the lawyer's.</p><div class="go">Read →</div></a><a class="pcard" href="/en/blog/condo-due-diligence-checklist-thailand"><div class="d">21 September 2026</div><h2>What to check in a condominium before buying</h2><p>A practical pre-purchase checklist for a Thai condo: the 49% foreign quota, the chanote, lease registration, outstanding building charges, the management company and house rules.</p><div class="go">Read →</div></a><a class="pcard" href="/en/blog/how-to-check-a-phuket-developer"><div class="d">21 September 2026</div><h2>How to check a developer on Phuket</h2><p>What to verify on a Phuket developer before the deposit: completed projects, land title, permits, contract terms, escrow and late delivery penalties. A practical checklist.</p><div class="go">Read →</div></a><a class="pcard" href="/en/blog/inheritance-of-thai-property-and-wills"><div class="d">21 September 2026</div><h2>Inheritance of Thai property and wills</h2><p>How a condo, a leasehold and company shares pass to your heirs in Thailand, what happens without a will, and why one local document saves your family months of work.</p><div class="go">Read →</div></a></div></div></section><section class="sect"><div class="w"><h2>The money: yield, costs, tax</h2><div class="sub">What the property returns after everything is deducted, and what it costs to own</div><div class="cards2"><a class="pcard" href="/en/blog/phuket-rental-yield-net-returns"><div class="d">21 September 2026</div><h2>Net rental yield in Phuket: how to count it</h2><p>Why a brochure yield becomes 5-6% in your account, and how to work out the net return on a Phuket apartment yourself: occupancy, management fee, tax, voids and running costs.</p><div class="go">Read →</div></a><a class="pcard" href="/en/blog/guaranteed-rental-yield-thailand"><div class="d">21 September 2026</div><h2>Guaranteed rental yield: what it actually is</h2><p>How developer guaranteed rental yield programmes work in Phuket, why the guarantee is usually already priced into the unit, and what the property earns once the programme ends.</p><div class="go">Read →</div></a><a class="pcard" href="/en/blog/phuket-property-purchase-costs-and-taxes"><div class="d">21 September 2026</div><h2>Purchase costs and taxes in Phuket</h2><p>Everything you pay beyond the price of a Phuket apartment: registration fees, sinking fund, common area charges, furniture, legal fees, and the taxes that arise when you sell.</p><div class="go">Read →</div></a><a class="pcard" href="/en/blog/cost-of-owning-property-in-thailand"><div class="d">21 September 2026</div><h2>What it costs to own property in Thailand</h2><p>Common area fees, sinking fund, land and building tax, utilities, insurance and the management company's share: the full annual cost of owning a Phuket apartment, line by line.</p><div class="go">Read →</div></a><a class="pcard" href="/en/blog/property-management-and-rentals-phuket"><div class="d">21 September 2026</div><h2>Who will actually rent out your apartment</h2><p>How to choose a management company in Phuket, how a hotel rental pool differs from independent letting, what fee is normal, and what to check in the management agreement.</p><div class="go">Read →</div></a><a class="pcard" href="/en/blog/tax-in-your-home-country-on-thai-property"><div class="d">21 September 2026</div><h2>Tax in your home country on Thai property</h2><p>Worldwide income, reporting duties on foreign assets and accounts, credit for Thai tax under a treaty, and why the only right answer comes from a specialist in your own country.</p><div class="go">Read →</div></a></div></div></section><section class="sect"><div class="w"><h2>How the transaction runs</h2><div class="sub">From the first conversation to the keys, and out of the investment again</div><div class="cards2"><a class="pcard" href="/en/blog/buying-property-in-thailand-remotely"><div class="d">21 September 2026</div><h2>Buying property in Thailand without flying in</h2><p>How a remote Phuket purchase actually runs: online viewing, checks before money, a lawyer on the contract, power of attorney, bank papers and handover by video call.</p><div class="go">Read →</div></a><a class="pcard" href="/en/blog/developer-payment-plans-thailand"><div class="d">21 September 2026</div><h2>Developer payment plans: buying without the full amount</h2><p>There are no mortgages for foreigners in Thailand. What works instead: interest-free instalments during construction, developer credit after handover, and what to check first.</p><div class="go">Read →</div></a><a class="pcard" href="/en/blog/transferring-money-to-thailand-to-buy-property"><div class="d">21 September 2026</div><h2>Getting your money into Thailand the right way</h2><p>Why funds must arrive from abroad in foreign currency, what the FET form is, how the bank issues it, and the mistakes that stall a foreign freehold registration.</p><div class="go">Read →</div></a><a class="pcard" href="/en/blog/opening-a-thai-bank-account-as-a-foreigner"><div class="d">21 September 2026</div><h2>Opening a Thai bank account: why and how</h2><p>Why a property owner in Thailand needs a local bank account, which visas make it straightforward, what documents banks ask for, and what to do if a branch says no.</p><div class="go">Read →</div></a><a class="pcard" href="/en/blog/selling-property-in-thailand"><div class="d">21 September 2026</div><h2>Selling your Thai property and exiting the investment</h2><p>Exiting a Phuket investment: assignment before handover, resale of a completed unit, fees and taxes on sale, realistic exposure times and moving the proceeds home.</p><div class="go">Read →</div></a></div></div></section><section class="sect"><div class="w"><h2>Living in Phuket</h2><div class="sub">Visas, a monthly budget, schools and moving with a family</div><div class="cards2"><a class="pcard" href="/en/blog/thailand-visa-options-for-property-buyers"><div class="d">21 September 2026</div><h2>Which Thai visa suits a property buyer</h2><p>Investment-linked, LTR, Thailand Privilege, retirement and DTV: what each Thai visa route is broadly for, who it suits, and why the visa and the purchase are one decision.</p><div class="go">Read →</div></a><a class="pcard" href="/en/blog/cost-of-living-in-phuket"><div class="d">21 September 2026</div><h2>What it costs to live in Phuket</h2><p>A real monthly budget for Phuket: housing, food, transport, healthcare, school and visa costs, in three scenarios, from someone who has lived on the island for over five years.</p><div class="go">Read →</div></a><a class="pcard" href="/en/blog/moving-to-phuket-with-children"><div class="d">21 September 2026</div><h2>Moving to Phuket with children</h2><p>How to plan a move to Phuket with children: choosing an international school, the areas families live in, family visa status, healthcare and a practical six-month plan.</p><div class="go">Read →</div></a></div></div></section><section class="sect"><div class="w" style="max-width:760px"><div class="nextup"><div class="lab">When you have read enough</div><ul><li><a href="/en#objects">Projects I work with</a> <span class="n">— developments where I hold direct terms from the developer</span></li><li><a href="/en/investment">Investment property selection</a> <span class="n">— net yield calculated on specific units</span></li><li><a href="/en/resale">Resale and contract assignments</a> <span class="n">— completed units and assignments</span></li><li><a href="/en/rent">Rentals on the island</a> <span class="n">— if you would rather live here first and look around</span></li><li><a href="/en#calc">Yield calculator</a> <span class="n">— run your own numbers in a minute</span></li></ul></div><div class="partners"><div class="lab">Who does what</div><h3>Legal, visa and tax work is not mine — it belongs to partners I use constantly</h3><p>I am an investment strategist: I select the property, calculate the net return, check the developer and run the transaction. Anything that needs a legal, immigration or tax qualification goes to specialists I have worked with for years.</p><ul><li><b>Thai lawyers</b> — document and contract review, land title, registration at the Land Office, wills, powers of attorney, corporate questions</li><li><b>Visa partners</b> — choosing and filing the right route for your situation: investment-based, LTR, Thailand Privilege, retirement, DTV</li><li><b>Tax specialists</b> — reporting in your country of tax residence, treaty credit for Thai tax, declarations on foreign assets</li><li><b>Company formation in Thailand</b> — when a structure is genuinely needed and lawful</li><li><b>Rental management and concierge</b> — letting the property, transfers, yachts, events</li></ul><p style="margin-top:16px">I introduce partners personally, matched to your actual question, so that you speak to the specialist who handles it rather than to a general inbox. Message me and I will make the introduction.</p></div><div class="acta"><div class="ph"><img src="https://static.tildacdn.net/tild6332-3563-4330-b164-393731326666/fcg-lyubov.jpg" alt="Lyubov Fortunova, Fortunova Capital Group" loading="lazy"><i></i></div><div><div class="lab">Author · online</div><h3>Lyubov Fortunova</h3><p>Investment strategist and founder of Fortunova Capital Group. I have lived on Phuket for more than five years and run every deal myself: I select the property, calculate the net return, check the developer and hold the process together until the keys are handed over. Lawyers, visa and tax specialists come from my own circle.</p><p class="q">“I count net, not dreams”</p><p>If you would rather have numbers on a specific unit than another general article, send me your budget and I will come back with the net yield after tax, management fee and void periods — and bring in a lawyer where the question needs a legal answer.</p><div class="act"><a class="wa" href="https://wa.me/66829819522?text=Hello%20Lyubov%21%20I%20am%20reading%20your%20blog.%20Could%20you%20send%20me%20numbers%20on%20a%20unit%20in%20Phuket%3F" target="_blank" rel="noopener"><svg viewBox="0 0 24 24" fill="currentColor" aria-hidden="true"><path d="M17.47 14.38c-.3-.15-1.75-.86-2.02-.96-.27-.1-.47-.15-.67.15-.2.3-.77.96-.94 1.16-.17.2-.35.22-.64.07-.3-.15-1.25-.46-2.38-1.47-.88-.78-1.47-1.75-1.65-2.05-.17-.3-.02-.46.13-.6.13-.13.3-.35.45-.52.15-.17.2-.3.3-.5.1-.2.05-.37-.02-.52-.08-.15-.67-1.6-.92-2.2-.24-.58-.49-.5-.67-.51h-.57c-.2 0-.52.07-.79.37-.27.3-1.04 1.01-1.04 2.47s1.06 2.86 1.21 3.06c.15.2 2.1 3.2 5.08 4.49.71.3 1.26.49 1.69.63.71.22 1.36.19 1.87.12.57-.09 1.75-.72 2-1.41.25-.69.25-1.28.17-1.41-.07-.13-.27-.2-.57-.35z"/><path d="M12.04 2C6.58 2 2.13 6.45 2.13 11.91c0 1.75.46 3.46 1.32 4.96L2 22l5.25-1.38c1.45.79 3.08 1.21 4.79 1.21h.01c5.46 0 9.91-4.45 9.91-9.91C21.96 6.45 17.5 2 12.04 2zm0 18.03h-.01c-1.53 0-3.03-.41-4.34-1.19l-.31-.18-3.22.84.86-3.14-.2-.32a8.2 8.2 0 0 1-1.26-4.38c0-4.54 3.7-8.23 8.25-8.23 2.2 0 4.27.86 5.83 2.42a8.19 8.19 0 0 1 2.41 5.82c0 4.54-3.7 8.24-8.24 8.24z"/></svg> Message me on WhatsApp</a></div><p class="who">I answer personally, within the working day, in any time zone. Asking a question is free and commits you to nothing.</p><div class="lnk"><a href="/en#lead">Send a request</a><a href="https://t.me/invest_in_phuket" target="_blank" rel="noopener">Telegram</a><a href="https://www.instagram.com/love_fortunova/" target="_blank" rel="noopener">Instagram</a></div></div></div></div></section></main><footer class="foot"><div class="w"><div>Fortunova Capital Group · Eclectic Trend Co., Ltd. · Tax ID 0835567033471<br>7/4 Moo 1, Chalong, Mueang Phuket, Thailand · +66 82 981 9522 · <a href="/en/privacy">Privacy policy</a></div><div class="dis">The information on this page is for general guidance and is not legal, tax or investment advice. Thai statutes and registration practice change over time. The terms of any particular transaction are set by its contract and are reviewed by a Thai lawyer before signing.</div></div></footer><a class="fw" href="https://wa.me/66829819522?text=Hello%20Lyubov%21%20I%20am%20writing%20from%20your%20website%2C%20I%20have%20a%20question%20about%20property%20in%20Phuket." target="_blank" rel="noopener" aria-label="Message Lyubov Fortunova on WhatsApp"><span class="av"><img src="https://static.tildacdn.net/tild6332-3563-4330-b164-393731326666/fcg-lyubov.jpg" alt="Lyubov Fortunova" loading="lazy"><i></i></span><span class="t"><b>Lyubov is online</b><span>I reply personally on WhatsApp</span></span><span class="wi"><svg viewBox="0 0 24 24" fill="currentColor" aria-hidden="true"><path d="M17.47 14.38c-.3-.15-1.75-.86-2.02-.96-.27-.1-.47-.15-.67.15-.2.3-.77.96-.94 1.16-.17.2-.35.22-.64.07-.3-.15-1.25-.46-2.38-1.47-.88-.78-1.47-1.75-1.65-2.05-.17-.3-.02-.46.13-.6.13-.13.3-.35.45-.52.15-.17.2-.3.3-.5.1-.2.05-.37-.02-.52-.08-.15-.67-1.6-.92-2.2-.24-.58-.49-.5-.67-.51h-.57c-.2 0-.52.07-.79.37-.27.3-1.04 1.01-1.04 2.47s1.06 2.86 1.21 3.06c.15.2 2.1 3.2 5.08 4.49.71.3 1.26.49 1.69.63.71.22 1.36.19 1.87.12.57-.09 1.75-.72 2-1.41.25-.69.25-1.28.17-1.41-.07-.13-.27-.2-.57-.35z"/><path d="M12.04 2C6.58 2 2.13 6.45 2.13 11.91c0 1.75.46 3.46 1.32 4.96L2 22l5.25-1.38c1.45.79 3.08 1.21 4.79 1.21h.01c5.46 0 9.91-4.45 9.91-9.91C21.96 6.45 17.5 2 12.04 2zm0 18.03h-.01c-1.53 0-3.03-.41-4.34-1.19l-.31-.18-3.22.84.86-3.14-.2-.32a8.2 8.2 0 0 1-1.26-4.38c0-4.54 3.7-8.23 8.25-8.23 2.2 0 4.27.86 5.83 2.42a8.19 8.19 0 0 1 2.41 5.82c0 4.54-3.7 8.24-8.24 8.24z"/></svg></span></a></div><script type="application/ld+json">{"@context": "https://schema.org", "@type": "Blog", "name": "Fortunova Capital Group blog", "description": "Phuket property explained by Lyubov Fortunova: prices, ownership, net rental yield, taxes and running costs, visas, developer checks and how a transaction runs.", "url": "https://fortunovacapital.com/en/blog", "inLanguage": "en", "author": {"@type": "Person", "name": "Lyubov Fortunova", "alternateName": ["Любовь Фортунова"], "jobTitle": "Investment strategist", "url": "https://fortunovacapital.com/en#about", "sameAs": ["https://t.me/invest_in_phuket", "https://www.instagram.com/invest_in_phuket/", "https://www.instagram.com/love_fortunova/", "https://www.youtube.com/@InvestinPhuket"], "worksFor": {"@id": "https://fortunovacapital.com/#organization"}}, "publisher": {"@id": "https://fortunovacapital.com/#organization"}, "blogPost": [{"@type": "BlogPosting", "headline": "Can a foreigner buy property in Thailand", "url": "https://fortunovacapital.com/en/blog/can-foreigners-buy-property-in-thailand", "datePublished": "2026-09-21", "description": "What a foreigner can own in Thailand in their own name and what they cannot: condo freehold inside the 49% quota, registered leasehold, villas, land. 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Written from the buyer's side, not the lawyer's."}, {"@type": "BlogPosting", "headline": "Land leasehold: why a lease may not be registered", "url": "https://fortunovacapital.com/en/blog/land-leasehold-registration-thailand", "datePublished": "2026-09-21", "description": "What changed in the registration of long land leases in Phuket, why a payment schedule is now required instead of one lump sum, and what a villa buyer should check before signing."}, {"@type": "BlogPosting", "headline": "What to check in a condominium before buying", "url": "https://fortunovacapital.com/en/blog/condo-due-diligence-checklist-thailand", "datePublished": "2026-09-21", "description": "A practical pre-purchase checklist for a Thai condo: the 49% foreign quota, the chanote, lease registration, outstanding building charges, the management company and house rules."}, {"@type": "BlogPosting", "headline": "Net rental yield in Phuket: how to count it", "url": "https://fortunovacapital.com/en/blog/phuket-rental-yield-net-returns", "datePublished": "2026-09-21", "description": "Why a brochure yield becomes 5-6% in your account, and how to work out the net return on a Phuket apartment yourself: occupancy, management fee, tax, voids and running costs."}, {"@type": "BlogPosting", "headline": "Guaranteed rental yield: what it actually is", "url": "https://fortunovacapital.com/en/blog/guaranteed-rental-yield-thailand", "datePublished": "2026-09-21", "description": "How developer guaranteed rental yield programmes work in Phuket, why the guarantee is usually already priced into the unit, and what the property earns once the programme ends."}, {"@type": "BlogPosting", "headline": "Purchase costs and taxes in Phuket", "url": "https://fortunovacapital.com/en/blog/phuket-property-purchase-costs-and-taxes", "datePublished": "2026-09-21", "description": "Everything you pay beyond the price of a Phuket apartment: registration fees, sinking fund, common area charges, furniture, legal fees, and the taxes that arise when you sell."}, {"@type": "BlogPosting", "headline": "What it costs to own property in Thailand", "url": "https://fortunovacapital.com/en/blog/cost-of-owning-property-in-thailand", "datePublished": "2026-09-21", "description": "Common area fees, sinking fund, land and building tax, utilities, insurance and the management company's share: the full annual cost of owning a Phuket apartment, line by line."}, {"@type": "BlogPosting", "headline": "Who will actually rent out your apartment", "url": "https://fortunovacapital.com/en/blog/property-management-and-rentals-phuket", "datePublished": "2026-09-21", "description": "How to choose a management company in Phuket, how a hotel rental pool differs from independent letting, what fee is normal, and what to check in the management agreement."}, {"@type": "BlogPosting", "headline": "How much a Phuket apartment actually costs", "url": "https://fortunovacapital.com/en/blog/phuket-property-prices", "datePublished": "2026-09-21", "description": "Real Phuket apartment prices in 2026: where the market starts, what a studio, a one-bed and a two-bed cost, how areas differ, and what gets added on top of the price."}, {"@type": "BlogPosting", "headline": "Is buying property in Thailand worth it right now", "url": "https://fortunovacapital.com/en/blog/is-buying-property-in-thailand-worth-it", "datePublished": "2026-09-21", "description": "What is really happening in the Phuket market in 2026, who this purchase suits and who it does not, what net yield is realistic, and how a calm transaction actually looks."}, {"@type": "BlogPosting", "headline": "Condo or villa: how to choose", "url": "https://fortunovacapital.com/en/blog/condo-or-villa-in-phuket", "datePublished": "2026-09-21", "description": "Condo and villa in Phuket compared honestly: ownership structure, entry price, yield, running costs, resale speed, and which goal each format actually serves."}, {"@type": "BlogPosting", "headline": "Off-plan or completed: which one suits you", "url": "https://fortunovacapital.com/en/blog/off-plan-vs-completed-property-phuket", "datePublished": "2026-09-21", "description": "Off-plan versus completed property on Phuket: entry price, growth to handover, instalments, when income starts, resale liquidity, and how the real risks are closed."}, {"@type": "BlogPosting", "headline": "Phuket districts: where to buy for rent, where to buy for life", "url": "https://fortunovacapital.com/en/blog/best-areas-in-phuket-to-buy-property", "datePublished": "2026-09-21", "description": "A district guide to Phuket: Bang Tao, Layan, Kamala, Nai Yang, Mai Khao, Kata, Karon, Rawai and Chalong - how they differ on rental demand, seasonality and entry price."}, {"@type": "BlogPosting", "headline": "How to check a developer on Phuket", "url": "https://fortunovacapital.com/en/blog/how-to-check-a-phuket-developer", "datePublished": "2026-09-21", "description": "What to verify on a Phuket developer before the deposit: completed projects, land title, permits, contract terms, escrow and late delivery penalties. A practical checklist."}, {"@type": "BlogPosting", "headline": "Buying property in Thailand without flying in", "url": "https://fortunovacapital.com/en/blog/buying-property-in-thailand-remotely", "datePublished": "2026-09-21", "description": "How a remote Phuket purchase actually runs: online viewing, checks before money, a lawyer on the contract, power of attorney, bank papers and handover by video call."}, {"@type": "BlogPosting", "headline": "Developer payment plans: buying without the full amount", "url": "https://fortunovacapital.com/en/blog/developer-payment-plans-thailand", "datePublished": "2026-09-21", "description": "There are no mortgages for foreigners in Thailand. What works instead: interest-free instalments during construction, developer credit after handover, and what to check first."}, {"@type": "BlogPosting", "headline": "Getting your money into Thailand the right way", "url": "https://fortunovacapital.com/en/blog/transferring-money-to-thailand-to-buy-property", "datePublished": "2026-09-21", "description": "Why funds must arrive from abroad in foreign currency, what the FET form is, how the bank issues it, and the mistakes that stall a foreign freehold registration."}, {"@type": "BlogPosting", "headline": "Opening a Thai bank account: why and how", "url": "https://fortunovacapital.com/en/blog/opening-a-thai-bank-account-as-a-foreigner", "datePublished": "2026-09-21", "description": "Why a property owner in Thailand needs a local bank account, which visas make it straightforward, what documents banks ask for, and what to do if a branch says no."}, {"@type": "BlogPosting", "headline": "Selling your Thai property and exiting the investment", "url": "https://fortunovacapital.com/en/blog/selling-property-in-thailand", "datePublished": "2026-09-21", "description": "Exiting a Phuket investment: assignment before handover, resale of a completed unit, fees and taxes on sale, realistic exposure times and moving the proceeds home."}, {"@type": "BlogPosting", "headline": "Which Thai visa suits a property buyer", "url": "https://fortunovacapital.com/en/blog/thailand-visa-options-for-property-buyers", "datePublished": "2026-09-21", "description": "Investment-linked, LTR, Thailand Privilege, retirement and DTV: what each Thai visa route is broadly for, who it suits, and why the visa and the purchase are one decision."}, {"@type": "BlogPosting", "headline": "Inheritance of Thai property and wills", "url": "https://fortunovacapital.com/en/blog/inheritance-of-thai-property-and-wills", "datePublished": "2026-09-21", "description": "How a condo, a leasehold and company shares pass to your heirs in Thailand, what happens without a will, and why one local document saves your family months of work."}, {"@type": "BlogPosting", "headline": "Tax in your home country on Thai property", "url": "https://fortunovacapital.com/en/blog/tax-in-your-home-country-on-thai-property", "datePublished": "2026-09-21", "description": "Worldwide income, reporting duties on foreign assets and accounts, credit for Thai tax under a treaty, and why the only right answer comes from a specialist in your own country."}, {"@type": "BlogPosting", "headline": "What it costs to live in Phuket", "url": "https://fortunovacapital.com/en/blog/cost-of-living-in-phuket", "datePublished": "2026-09-21", "description": "A real monthly budget for Phuket: housing, food, transport, healthcare, school and visa costs, in three scenarios, from someone who has lived on the island for over five years."}, {"@type": "BlogPosting", "headline": "Moving to Phuket with children", "url": "https://fortunovacapital.com/en/blog/moving-to-phuket-with-children", "datePublished": "2026-09-21", "description": "How to plan a move to Phuket with children: choosing an international school, the areas families live in, family visa status, healthcare and a practical six-month plan."}]}</script><script type="application/ld+json">{"@context": "https://schema.org", "@type": "BreadcrumbList", "itemListElement": [{"@type": "ListItem", "position": 1, "name": "Home", "item": "https://fortunovacapital.com/en"}, {"@type": "ListItem", "position": 2, "name": "Blog", "item": "https://fortunovacapital.com/en/blog"}]}</script><script>(function(){var d=document,h=d.head,m=[["en","https://fortunovacapital.com/en/blog"],["ru","https://fortunovacapital.com/blog"],["x-default","https://fortunovacapital.com/en/blog"]];for(var i=0;i<m.length;i++){var l=d.createElement("link");l.rel="alternate";l.hreflang=m[i][0];l.href=m[i][1];h.appendChild(l);}})();</script><script>(function(){var RU="https://fortunovacapital.com/blog",EN="https://fortunovacapital.com/en/blog",RP="/blog";function go(){var h=document.head;var o=h.querySelectorAll('link[rel="alternate"][hreflang]');for(var i=0;i<o.length;i++){o[i].parentNode.removeChild(o[i]);}var m=[["en",EN],["ru",RU],["x-default",EN]];for(var i=0;i<m.length;i++){var l=document.createElement("link");l.setAttribute("rel","alternate");l.setAttribute("hreflang",m[i][0]);l.setAttribute("href",m[i][1]);h.appendChild(l);}var a=document.querySelectorAll('a[href="/"]');for(var i=0;i<a.length;i++){var t=(a[i].textContent||"").trim();if(t==="RU"||t==="Ru"||t==="RUS"){a[i].setAttribute("href",RP);}}}if(document.readyState==="loading"){document.addEventListener("DOMContentLoaded",go);}else{go();}setTimeout(go,900);setTimeout(go,2200);})();</script>